:root{--ink:#f4f8ff;--muted:#9fb0c7;--navy:#020815;--panel:#091b31;--blue:#18a9ff;--gold:#d9b35f;--gold-light:#f4dc9a;--line:rgba(159,190,224,.18);--shadow:0 24px 70px rgba(0,0,0,.35)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--navy);color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%}a:focus-visible{outline:3px solid var(--blue);outline-offset:4px}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}
.topbar{position:relative;z-index:20;background:#02050d;border-bottom:1px solid rgba(217,179,95,.24);font-size:.72rem;font-weight:750;letter-spacing:.13em;text-transform:uppercase;color:#cbd7e6}.topbar-inner{min-height:36px;display:flex;align-items:center;justify-content:space-between;gap:20px}.topbar span:first-child{color:var(--gold-light)}
.site-header{position:absolute;z-index:15;top:36px;left:0;right:0;background:linear-gradient(180deg,rgba(2,8,21,.93),rgba(2,8,21,.48),transparent);border-bottom:1px solid rgba(255,255,255,.08)}nav{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center}.brand img{display:block;width:245px;max-height:70px;object-fit:contain}.nav-links{display:flex;align-items:center;gap:30px;color:#dce7f5;font-size:.87rem;font-weight:650}.nav-links a{position:relative}.nav-links a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--blue);transition:right .2s}.nav-links a:hover:after{right:0}
.button{display:inline-flex;align-items:center;justify-content:center;gap:15px;min-height:54px;padding:14px 25px;border:1px solid rgba(104,203,255,.68);border-radius:8px;background:linear-gradient(135deg,#1ab1ff,#0876ed);box-shadow:0 12px 35px rgba(0,126,255,.28),inset 0 1px rgba(255,255,255,.24);color:#fff;font-weight:850;letter-spacing:.015em;transition:transform .2s,box-shadow .2s,filter .2s}.button:hover{transform:translateY(-3px);box-shadow:0 18px 45px rgba(0,126,255,.4),inset 0 1px rgba(255,255,255,.28);filter:brightness(1.06)}.button span{font-size:1.1rem}.button-small{min-height:46px;padding:11px 18px;font-size:.83rem}.button-ghost{background:rgba(5,18,37,.62);border-color:rgba(218,230,244,.28);box-shadow:none;backdrop-filter:blur(12px)}.button-ghost:hover{background:rgba(15,43,76,.76);box-shadow:none}
.hero{position:relative;isolation:isolate;min-height:930px;padding:245px 0 0;background:linear-gradient(90deg,rgba(2,8,21,.98) 0%,rgba(2,8,21,.89) 37%,rgba(2,8,21,.34) 72%,rgba(2,8,21,.16) 100%),linear-gradient(180deg,rgba(2,8,21,.1) 60%,#020815 100%),url('blue-money-hero.png') center/cover no-repeat;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 28% 47%,rgba(0,132,255,.13),transparent 31%),linear-gradient(135deg,transparent 55%,rgba(31,167,255,.11));z-index:-1}.hero-glow{position:absolute;width:500px;height:500px;left:-260px;top:280px;border-radius:50%;background:rgba(0,126,255,.26);filter:blur(130px);z-index:-1}.hero-copy{max-width:740px}.eyebrow{display:flex;align-items:center;gap:12px;color:var(--gold-light);font-size:.74rem;font-weight:850;letter-spacing:.2em;text-transform:uppercase}.eyebrow>span{display:block;width:38px;height:1px;background:linear-gradient(90deg,var(--blue),var(--gold))}.hero h1{margin:25px 0;max-width:820px;font-size:clamp(4.3rem,7.7vw,7.8rem);font-weight:820;letter-spacing:-.065em;line-height:.91;text-wrap:balance}.hero h1 em,.section-heading h2 em,.process h2 em,.about h2 em,.final-cta h2 em{font:italic 400 1em Georgia,"Times New Roman",serif;color:var(--gold-light);letter-spacing:-.04em}.hero p{max-width:660px;margin:0;color:#c9d5e5;font-size:1.2rem;line-height:1.7}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:36px}.secure-note{display:flex;align-items:center;gap:9px;margin-top:22px;color:#aebed1;font-size:.82rem}.secure-note span{display:grid;place-items:center;width:20px;height:20px;border:1px solid rgba(71,194,255,.65);border-radius:50%;color:#5dcbff}.trust-grid{position:absolute;left:50%;bottom:0;transform:translateX(-50%);display:grid;grid-template-columns:repeat(3,1fr);border:1px solid rgba(109,181,231,.2);border-bottom:0;border-radius:14px 14px 0 0;background:rgba(3,13,29,.72);box-shadow:var(--shadow);backdrop-filter:blur(20px);overflow:hidden}.trust-grid div{display:flex;align-items:center;gap:17px;min-height:118px;padding:24px 34px;border-right:1px solid var(--line)}.trust-grid div:last-child{border-right:0}.trust-grid strong{color:var(--blue);font-size:.74rem;letter-spacing:.12em}.trust-grid span{color:#eef5ff;font-weight:740;line-height:1.35}
.services{padding:120px 0;background:radial-gradient(circle at 92% 18%,rgba(0,121,255,.08),transparent 30%),#020815}.section-heading{margin-bottom:56px}.split-heading{display:grid;grid-template-columns:1.15fr .85fr;align-items:end;gap:70px}.section-heading h2,.process h2,.about h2,.final-cta h2{margin:15px 0 0;font-size:clamp(2.9rem,5.3vw,5.2rem);line-height:1.02;letter-spacing:-.055em}.split-heading>p{max-width:520px;margin:0;color:var(--muted);font-size:1.03rem}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.service-card{position:relative;display:flex;flex-direction:column;min-height:355px;padding:32px;border:1px solid var(--line);border-radius:14px;background:linear-gradient(145deg,rgba(12,34,61,.82),rgba(4,16,34,.9));box-shadow:0 18px 50px rgba(0,0,0,.18);overflow:hidden;transition:transform .25s,border-color .25s,box-shadow .25s}.service-card:after{content:"";position:absolute;inset:auto -30% -70% 30%;height:220px;background:rgba(0,131,255,.12);filter:blur(50px)}.service-card:hover{transform:translateY(-6px);border-color:rgba(48,176,255,.48);box-shadow:0 25px 65px rgba(0,65,125,.2)}.service-card.featured{background:linear-gradient(145deg,rgba(7,78,137,.7),rgba(5,22,42,.94));border-color:rgba(50,173,250,.42)}.service-icon{display:grid;place-items:center;width:44px;height:44px;border:1px solid rgba(50,174,248,.42);border-radius:9px;background:rgba(12,94,157,.28);color:#75d3ff;font-size:1.25rem}.service-number{position:absolute;top:36px;right:30px;color:#597087;font-size:.72rem;font-weight:850;letter-spacing:.15em}.service-card h3{margin:28px 0 12px;font-size:1.25rem;line-height:1.25}.service-card p{margin:0;color:var(--muted);font-size:.95rem}.text-link{position:relative;z-index:2;display:flex;justify-content:space-between;margin-top:auto;padding-top:23px;border-top:1px solid var(--line);color:#cceeff;font-size:.82rem;font-weight:800;letter-spacing:.04em}.text-link span{color:var(--blue)}
.process{padding:120px 0;background:linear-gradient(125deg,#06182c,#03101f 60%,#020815);border-top:1px solid rgba(85,160,213,.14);border-bottom:1px solid rgba(85,160,213,.14)}.process-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px;align-items:center}.process-intro p{max-width:510px;margin:24px 0 35px;color:var(--muted);font-size:1.05rem}.steps{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}.steps li{display:grid;grid-template-columns:65px 1fr;gap:24px;padding:30px 0;border-bottom:1px solid var(--line)}.steps li>span{padding-top:4px;color:var(--blue);font-size:.73rem;font-weight:850;letter-spacing:.14em}.steps h3{margin:0 0 7px;font-size:1.18rem}.steps p{margin:0;color:var(--muted)}
.about{padding:130px 0 0;background:radial-gradient(circle at 80% 48%,rgba(0,125,255,.18),transparent 28%),linear-gradient(145deg,#020815,#07172b);overflow:hidden}.about-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:end}.about-copy{padding-bottom:120px}.about h2{margin-bottom:30px}.about p{max-width:630px;color:var(--muted)}.about p.lead{color:#dce7f4;font-size:1.11rem}.about blockquote{margin:32px 0;padding:10px 0 10px 24px;border-left:2px solid var(--gold);color:#fff;font:italic 1.45rem/1.4 Georgia,serif}.portrait-wrap{position:relative;min-height:700px;display:flex;align-items:flex-end;justify-content:center}.portrait-wrap:before{content:"CM";position:absolute;right:-28px;top:70px;color:transparent;-webkit-text-stroke:1px rgba(99,181,234,.16);font:270px/.8 Georgia,serif;letter-spacing:-.12em}.portrait-glow{position:absolute;width:430px;height:430px;bottom:80px;border-radius:50%;border:1px solid rgba(54,171,244,.27);box-shadow:0 0 90px rgba(0,133,255,.16),inset 0 0 75px rgba(0,133,255,.12)}.portrait-wrap img{position:relative;z-index:1;display:block;max-height:700px;object-fit:contain;object-position:bottom;filter:drop-shadow(0 25px 35px rgba(0,0,0,.34))}.portrait-card{position:absolute;z-index:3;left:30px;right:30px;bottom:30px;padding:17px 20px;border:1px solid rgba(107,195,247,.32);border-radius:10px;background:rgba(3,13,28,.78);backdrop-filter:blur(16px);box-shadow:0 15px 40px rgba(0,0,0,.25)}.portrait-card strong{display:block;font:1.2rem Georgia,serif}.portrait-card span{color:var(--gold-light);font-size:.7rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase}
.about-facts{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;max-width:710px;margin:30px auto;padding:14px;border:1px solid rgba(88,184,246,.24);border-radius:12px;background:rgba(4,18,38,.58)}.about-facts div{padding:13px 10px;border-right:1px solid var(--line)}.about-facts div:last-child{border-right:0}.about-facts strong,.about-facts span{display:block}.about-facts strong{color:var(--gold-light);font-size:.9rem}.about-facts span{margin-top:3px;color:#9fb0c7;font-size:.72rem;line-height:1.35}
.final-cta{position:relative;isolation:isolate;padding:105px 0;background:linear-gradient(90deg,rgba(2,8,21,.96),rgba(2,8,21,.78) 55%,rgba(2,8,21,.45)),url('blue-money-hero.png') center 55%/cover no-repeat;border-top:1px solid rgba(103,195,251,.22);overflow:hidden}.final-cta:after{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(circle at 72% 50%,rgba(9,143,255,.19),transparent 31%)}.final-cta-inner{display:grid;grid-template-columns:1.2fr .8fr;gap:90px;align-items:center}.final-cta h2{max-width:750px}.final-cta p{max-width:690px;color:#b8c7d9}.final-actions{display:flex;flex-direction:column;align-items:flex-start;gap:14px}.final-actions>a:not(.button){color:#d5e5f4;text-decoration:underline;text-decoration-color:rgba(96,187,244,.42);text-underline-offset:4px}
footer{padding:70px 0 30px;background:#01050c;border-top:1px solid rgba(217,179,95,.28);color:#91a2b8}.footer-grid{display:grid;grid-template-columns:1.35fr .9fr 1.2fr .8fr;gap:45px}.footer-logo{width:230px;max-height:70px;object-fit:contain;object-position:left center}.footer-grid strong{display:block;margin-bottom:12px;color:#eef5ff;font-size:.75rem;letter-spacing:.15em;text-transform:uppercase}.footer-grid p{margin:0;font-size:.9rem}.footer-grid a:hover{color:var(--blue)}.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:55px;padding-top:24px;border-top:1px solid rgba(157,184,213,.15);font-size:.76rem}
@media(max-width:1020px){.nav-links{display:none}.hero{min-height:870px}.service-grid{grid-template-columns:repeat(2,1fr)}.process-grid{gap:55px}.about-grid{gap:30px}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.wrap{width:min(100% - 32px,1180px)}.topbar-inner{justify-content:center}.topbar-contact{display:none}.brand img{width:175px}.button-small{padding:10px 13px;font-size:.72rem}.hero{min-height:900px;padding-top:190px;background-position:61% center}.hero h1{font-size:clamp(3.55rem,15vw,5.5rem)}.hero p{font-size:1.04rem}.trust-grid{grid-template-columns:1fr;position:relative;left:auto;bottom:auto;transform:none;margin-top:75px;border-radius:12px;border-bottom:1px solid rgba(109,181,231,.2)}.trust-grid div{min-height:0;padding:18px 24px;border-right:0;border-bottom:1px solid var(--line)}.trust-grid div:last-child{border-bottom:0}.services,.process{padding:90px 0}.split-heading,.process-grid,.about-grid,.final-cta-inner{grid-template-columns:1fr;gap:42px}.section-heading h2,.process h2,.about h2,.final-cta h2{font-size:clamp(2.7rem,11vw,4.1rem)}.service-grid{grid-template-columns:1fr}.service-card{min-height:315px}.about{padding-top:90px}.about-copy{padding-bottom:0}.portrait-wrap{min-height:560px}.portrait-wrap img{max-height:570px}.final-cta{padding:90px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:38px 24px}.footer-bottom{flex-direction:column;gap:8px}.actions .button{width:100%}}
@media(max-width:460px){.brand img{width:145px}.button-small{min-height:42px;padding:8px 10px;font-size:.66rem}.button-small span{display:none}nav{min-height:79px}.hero{padding-top:165px}.hero h1{font-size:3.25rem}.eyebrow{font-size:.66rem;letter-spacing:.14em}.portrait-wrap{min-height:480px}.portrait-wrap img{max-height:500px}.portrait-card{left:10px;right:10px;bottom:15px}.footer-grid{grid-template-columns:1fr}.final-actions .button{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.service-card,.nav-links a:after{transition:none}}

/* Client process and banking partners */
.process-actions{display:flex;flex-wrap:wrap;align-items:center;gap:20px}.process-link{color:#d9ecfb;font-weight:800;text-decoration:underline;text-decoration-color:rgba(80,183,247,.55);text-underline-offset:5px}.steps li{padding:24px 0}
.partners{padding:120px 0;background:radial-gradient(circle at 18% 35%,rgba(217,179,95,.1),transparent 28%),#020815}.partners h2 em{font:italic 400 1em Georgia,"Times New Roman",serif;color:var(--gold-light);letter-spacing:-.04em}.partner-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.partner-card{position:relative;padding:42px;border:1px solid rgba(217,179,95,.25);border-radius:16px;background:linear-gradient(145deg,rgba(13,32,57,.94),rgba(4,13,28,.96));box-shadow:0 24px 70px rgba(0,0,0,.25);overflow:hidden}.partner-card:after{content:"";position:absolute;width:260px;height:260px;right:-120px;bottom:-150px;border-radius:50%;background:rgba(18,157,255,.13);filter:blur(35px)}.partner-mark{position:relative;z-index:1;display:flex;align-items:center;min-height:105px;margin-bottom:30px;padding:22px 26px;border:1px solid rgba(255,255,255,.08);border-radius:13px;background:#02050a}.refund-advantage{justify-content:center;color:#c82961;font:italic 700 clamp(2rem,4vw,3.25rem)/.82 Georgia,serif}.refund-advantage span{display:block;margin-left:10px;font-weight:400}.refund-advantage sup{font-size:.55rem}.refundo{justify-content:center;color:#2017bb;font-size:clamp(2.25rem,4vw,3.5rem);font-weight:900;letter-spacing:-.06em}.refundo-icon{display:grid;place-items:center;width:56px;height:56px;margin-right:14px;border-radius:16px;background:linear-gradient(145deg,#f85bd7,#693cff 55%,#112c8b);color:#fff;font-size:1.25rem;transform:rotate(-12deg)}.partner-card h3{margin:0 0 10px;font-size:1.35rem}.partner-card p{max-width:510px;margin:0;color:var(--muted)}.partner-tag{position:relative;z-index:1;margin-top:28px;padding-top:20px;border-top:1px solid var(--line);color:var(--gold-light);font-size:.72rem;font-weight:850;letter-spacing:.14em;text-transform:uppercase}.partner-disclosure{max-width:980px;margin:28px auto 0;color:#7589a3;font-size:.78rem;text-align:center}
@media(max-width:760px){.partners{padding:90px 0}.partner-grid{grid-template-columns:1fr}.partner-card{padding:28px}.partner-mark{min-height:90px;padding:18px 16px}}

/* Centered client-first layout */
.topbar-inner{justify-content:center}.topbar-domain{color:#fff;font-weight:850}.topbar-domain:hover{color:var(--blue)}
.hero-copy{margin-inline:auto;text-align:center}.eyebrow{justify-content:center}.hero p,.process-intro p,.about p,.final-cta p{margin-left:auto;margin-right:auto}.actions,.process-actions{justify-content:center}.secure-note{justify-content:center}
.split-heading{grid-template-columns:1fr;gap:24px;text-align:center}.split-heading>p{margin-inline:auto}.section-heading{text-align:center}.service-card{align-items:center;text-align:center}.service-icon{margin-inline:auto}.text-link{width:100%;justify-content:center;gap:16px}
.process-grid{grid-template-columns:1fr;max-width:900px;text-align:center}.steps{text-align:left}.steps li{grid-template-columns:58px 1fr}
.partner-grid{grid-template-columns:1fr;max-width:760px;margin-inline:auto}.partner-card{text-align:center}.partner-mark{justify-content:center}.partner-card p{margin-inline:auto}
.about{padding-top:120px}.about-grid{grid-template-columns:1fr;max-width:900px;text-align:center}.about-copy{padding-bottom:20px}.about blockquote{max-width:700px;margin-left:auto;margin-right:auto;padding:12px 20px;border-left:0;border-top:1px solid var(--gold);border-bottom:1px solid var(--gold)}.portrait-wrap{width:min(680px,100%);margin-inline:auto}
.final-cta-inner{grid-template-columns:1fr;gap:44px;text-align:center}.final-actions{align-items:center}.footer-grid{grid-template-columns:repeat(4,1fr);text-align:center}.footer-logo{object-position:center}.footer-bottom{justify-content:center;flex-wrap:wrap}.footer-domain{margin-top:12px!important;color:var(--gold-light)!important;font-weight:800}
@media(max-width:1020px){.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.topbar-domain{display:none}.process-grid,.about-grid{max-width:none}.steps{text-align:center}.steps li{grid-template-columns:1fr;gap:8px}.steps li>span{padding-top:0}.footer-grid{grid-template-columns:1fr}.about{padding-top:90px}}
@media(max-width:760px){.about-facts{grid-template-columns:1fr;padding:10px}.about-facts div{border-right:0;border-bottom:1px solid var(--line)}.about-facts div:last-child{border-bottom:0}}

.service-type{align-self:center;padding-bottom:10px;border-bottom:1px solid rgba(217,179,95,.42);color:var(--gold-light);font-size:.72rem;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.service-card h3{margin-top:24px}

/* Long, clean service rows */
.eyebrow>span{display:none}.service-grid{grid-template-columns:1fr;max-width:1040px;margin-inline:auto}.service-card,.service-card.featured{min-height:220px;align-items:flex-start;padding:38px 42px;text-align:left}.service-type{align-self:flex-start;padding-bottom:0;border-bottom:0}.service-card h3{margin:18px 0 10px}.service-card p{max-width:820px}.text-link{width:auto;justify-content:flex-start;margin-top:22px;padding-top:0;border-top:0}.service-number{top:40px;right:42px}
@media(max-width:760px){.service-card,.service-card.featured{min-height:0;padding:30px 26px}.service-number{top:32px;right:26px}.text-link{width:auto}}

.trust-grid,.trust-grid div{text-align:left}.trust-grid div{justify-content:flex-start}

@media(max-width:760px){.trust-grid{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:52px}.trust-grid div{display:block;padding:18px 12px;border-right:1px solid var(--line);border-bottom:0}.trust-grid div:last-child{border-right:0}.trust-grid strong{display:block;margin-bottom:8px}.trust-grid span{font-size:.76rem;line-height:1.35}.service-card,.service-card.featured{padding:24px 22px}.service-card h3{font-size:1.12rem}.service-card p{font-size:.9rem;line-height:1.55}.service-type{font-size:.66rem;letter-spacing:.1em}.text-link{margin-top:17px}.service-number{top:26px;right:22px}}

@media(max-width:760px){.trust-grid{grid-template-columns:1fr;margin-top:52px}.trust-grid div{display:flex;align-items:center;gap:22px;padding:18px 24px;border-right:0;border-bottom:1px solid var(--line)}.trust-grid div:last-child{border-bottom:0}.trust-grid strong{display:block;flex:0 0 42px;margin-bottom:0}.trust-grid span{font-size:.96rem;line-height:1.35;white-space:nowrap}}

.service-card h3{margin-top:0}
